01 Overview
← All work

Empowering Americans to save & invest every day.

Role Senior Product Designer
Company Acorns
Year 2021–2024
Duration 3 years
01 Acorns

Overview

Acorns is a financial platform that simplifies investing through automated portfolios, alongside banking, retirement, savings, family accounts, and financial education.

I led end-to-end product design from discovery and strategy through execution, partnering cross-functionally across banking, education, and growth to deliver impactful customer experiences and business outcomes.

Acorns app preview
02 Acorns

The Problem

As Acorns grew beyond investing into banking, borrowing, and education, Checking, Money Movement, the Mighty Oak card, and the Learn section had each been designed and shipped on their own timeline. Individually, they worked. Together, the direction wasn't always clear.

01

Inconsistent visual language

Three banking surfaces, three different looks.

02

Moments with no next step

Activation and transfers often just ended.

03 Acorns

Strategic Focus

Rather than redesign each surface in isolation, I focused on the connective tissue between them — so every screen pointed customers toward a clear next step, in a shared visual language.

One Visual System

  • Shared card, list, and button patterns
  • A unified look for the Mighty Oak card
  • Shared terminology across banking screens

Next Steps

  • Clear confirmation after every transfer
  • A clear path from activation to first use
  • Success states that point to what's next

In Context

  • Lessons tied to the account they explain
  • Organized around real decisions
  • Short, task-based lessons over long reads
04 Banking

Money Movement

Key moments like this were often where customers lost the thread — a transfer with no confirmation, an investment with no explanation of what happens next. Smart Deposit automates investing a portion of every paycheck into a customer's Invest, Later, or Early account, with clear guidance on what's happening and why. Money Movement carries that same clarity into everyday transfers, giving customers a confident checkpoint — via a new confirmation step — before funds move.

Checking home screen with interest earned and a save-and-invest-every-paycheck banner, a direct deposit setup screen with automatic distribution benefits, and Smart Deposit's suggested distribution across Invest, Later, Early, and Checking
Checking home screen with account balance and transfer shortcuts, a transfer-in amount entry of $55 from a linked bank, and a confirm-transfer sheet with amount, frequency, and source account
Checking home screen with recent activity and a save-and-invest banner, a checking transactions list with balance summary, and a transaction detail screen showing status, type, and description
05 Banking

Checking Setup

Opening a checking account meant collecting a lot of sensitive information up front — a common friction point in fintech onboarding, and exactly the kind of moment that used to end without a clear next step. I simplified the flow to stay approachable without losing what we needed to get customers set up, then carried that same care into the card itself: from the excitement of it arriving in the mail to activating it in-app, the goal was a moment that felt simple and delightful — activation in just a few intuitive screens.

Home screen inviting the client to save and invest, a Mighty Oak debit card promotion, and a welcome-to-checking screen listing what's included
Confirming the client's home address, choosing a shipping address for the debit card, and adding employment and occupation details
Signing the debit card, reviewing the card design with the signature engraved, and a screen inviting the client to fund their new checking account
Choosing a recurring deposit amount, choosing a one-time deposit amount, and confirming the one-time deposit
Card order status showing ordered, shipped, and delivered with an activate-your-card button, a let's-activate-your-card prompt, and a verify-your-card screen entering the last 4 digits
Card activating, a confirmation that the Mighty Oak debit card is activated, and a swipeable card carousel highlighting real-time Round-Ups
06 Banking

Mighty Oak

Mighty Oak is Acorns' flagship debit card — a matte black tungsten Visa card built around round-up investing, paycheck splitting, and a high-yield emergency fund, launched in partnership with Dwayne Johnson. It wasn't a typical celebrity endorsement: Johnson is an Acorns investor and a director of Acorns Labs, and co-created the card before fronting the national campaign that introduced it in November 2023.

Not just a face for the campaign — Dwayne Johnson helped build the card, then starred in the ads that launched it.

I designed the in-app product experience for Mighty Oak — bringing the card's visual identity in line with the rest of the app for the first time, the feature set that makes the case for it (round-ups, paycheck split, the emergency fund), and the moments where a customer's everyday banking meets a national ad campaign built around Dwayne Johnson.

The Mighty Oak Visa debit card intro screen listing its benefits, Dwayne Johnson with the card on 'give your money a chance to grow,' and the card's APY explained against national averages
A real-time Round-Up on a Chipotle purchase, a paycheck split notification across Checking, Invest, and Later, and a subscription upgrade prompt for Mighty Oak's benefits
Card order status showing ordered, shipped, and delivered with an activate-your-card button, a let's-activate-your-card prompt, and a verify-your-card screen entering the last 4 digits
Card activating, a confirmation that the Mighty Oak debit card is activated, and a swipeable card carousel highlighting real-time Round-Ups
Onboarding prompts for getting paid up to two days early with direct deposit, no overdraft or minimum fees with 55k fee-free ATMs, and Acorns as an all-in-one financial wellness system
07 Education

The Learn Hub

Learn used to sit apart from the actions it was meant to inform, so instead of treating financial literacy as a separate resource, I designed it as a full experience directly in the product — a content library of articles, short videos, interactive courses, and quizzes, one tap from the leaf icon on the home screen, with lessons organized around the same decisions customers were already making: investing, saving, borrowing, retirement, and taxes.

Content Library

  • Expert-backed articles
  • Short-form video lessons
  • Interactive courses & quizzes

Core Topics

  • Investing basics & ETFs
  • Saving & risk tolerance
  • Retirement, borrowing, taxes

For Everyone

  • One tap from the home screen
  • Standard on iOS & Android
  • No separate sign-up required
Learn Hub home with a trending 'Make the most of Acorns' article, the full article on getting the most from an Acorns account, and a 'Getting started with Acorns' course overview
Course intro for Getting Started with Acorns with a Start Course button, the lesson list with two lessons and a quiz, and the first lesson in progress
A drag-and-drop quiz question on Acorns Invest portfolio assets, the correct answer explained, and a multiple-choice question on which account allows investing in an IRA
A correct-answer confirmation, a quiz results screen showing a 75% score, and the completed course with every lesson and the quiz checked off
08 Growth

Referral Program

Referrals had become one of the top reasons customers contacted support — people couldn't tell what they'd earn or when, and kept asking. Interviews traced it back to one root cause: the answers already existed, they just weren't anywhere someone would think to look for them.

01

One clear action

Several competing prompts became a single button, so there's never a question of what to do next.

02

Answers where people looked

How It Works and the FAQ moved to the main page, where customers see them first.

Referral screen offering a $5 bonus investment with an Invite Friends button, How It Works with its three numbered steps, and the FAQ tab answering common referral questions
Referral screen with invite history showing total earned, complete, and in-progress counts, a share sheet with AirDrop, Messages, and Mail, and a text message pre-filled with the referral link

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OutDish

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